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melmanor says: (12 months ago)
 0
teena64420: don't get confused, you have to go through the details when you enter into any contract and to credit agencies for that matter. First Plus Platinum is not a credit card but works like one, it is more of a debit card. You owe nothing but you lose that credit limit when you do use it unlike in Visa or Mastercard, you already owe them by just being a cardholder even without making any purchases. With shopping card you just lose your credit limit, whatever charges entered you must have missed in the paperworks. I even have to ask their phone reps so many questions for me to have a good grip of how to make good use of this shopping cards. ITS NOT FRAUD, you just have to know how to use it properly.
(how can companies get away with it....)


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