primerica Complaint
agent needs ethics lesson
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Reviewed by pissedoffhousewife Complaint |
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We listened to her talk about the company, its services and how we could join the company and make some extra money.
It all seemed to good to be true.
Perhaps one could make some money with this company if one tried. This agent however was only interested in recruiting my husband to join her little club of sorid adultery, not join Primerica to make money.
After catching them in the act at the local motel I promptly divorced my husband and have been after this hussy ever since.
So while Primerica may or may not be a fantastic company, This agent who's card I still have is the worst kind a female trash and should be fired from her job before she goes out and ruins another family in her pursuit of married men.
I think the whole world should know what sort of slut she is , so read on.. here is her name, all you nice married ladies beware she is a predator.
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Comments - Consumers and Companies Connect by Commenting
0 Seems to me this is a complaint about your husband commiting adultry. Not about primerica..... DUH!! Seems like if your having a problem with this "slut" and her business the best way to deal with it is put your "slut" husband on a leash and deal with your problems at home instewad of slandering people over the internet. Grow up!!
0 And for those folks who think the agent was not at fault, you are probaly the type to cheate or stay with a cheater...BOTH of them are to blame and she should be fired asap! I know it not the companies fault but, I hope they wouldn't want someone like that working for them and if they continued to let her work there knowing this than that would be all I needed to know about them!
0 I need to know where she was out of? We have had them coming around plus it didn't show her name! The is a trash B who needs not to visit this house!
0 maybe it was JUST THE REP. the company seems to be great at what they do. i dont believe you should have posted that. or maybe it wasnt the rep at all.....your husbands to blame as well! this site was meant for REAL comments on THE COMPANY, not on ONE crappy rep, and a crappier husband!
0 I am looking for a new career and while I am doing that I might as well get some training in other areas, what is that agents name?
0 Unfortunately Primerica should do more to screen reps.Due to the fact they do not discriminate many join the business with a less than average IQ.As a result they have difficulty understanding the training and advanced technology the company operates under.I have been a Rep for 2 years and I am one promotion less than RVP and my settlement,everything I was paid for (11 deposits in my account) was a total of just under $8500.I enjoy the business and helping families,unfortunately there is no IQ test prior to joining.
0 TimSouthbend: I love your objective report. You didn't trash Primerica, but simply said that you didn't do well in the business. Probably does have a lot to do with your upline, and I agree that's pretty crappy for that person to lead you on (or not lead you) for so long. I'm not trying to figure out where it went wrong for you, but I have multiple theories. I just hope that after one year I will have the wisdom and insight to discern whether or not to continue for a second year. There's three reasons I believe I'll be successful: 1) good upline mentor and base shop support, 2) I have a written plan, and 3) I have an "I'll show you" mentality, and I won't be proven wrong. ;-) Thanks again for sharing! Good luck to you in your future endeavors. (BTW, what are you doing now?)
0 Primerica didn't ruin your relationship. It was your husband's fault, and the hussy just happened to represent Primerica. Nonetheless, it's a terrible thing to happen, and you're right that it's a abominable breech of ethics on the agent's part. But, please don't blame the company.
0 I work in Primerica. Please turn your agent into her Vice President and I promise she'll be terminated if this is a legit story. We don't tolerate unethical behavior.
OK, this has nothing to do with Primerica, but everything to do with the fact that your husband couldn't keep his pants on. Don't blame this 'hussy.' If you had had "just said no" you wouldn't be divorced.
0 I read all this imformation on line and it is sad to hear that people are not being successful the way they want and that some have had relationships falter. I'm want you to know my story. I have been in Primerica for over 10 years and it is here that i will stay and build a big business and help lots of families. I became a client first because i was paying way too much in other products and i was looking for a better way. I was married and after 14 years went thru a divorce. Why you ask, well, we both had goals but not the same ones and also my wife had a relationship with another men. I stayed for a few more years but we never talked things our like we should have and we grew distant. I also raised her 3 boys and we had a daughter together. Now i am remarried my daughter is active in my life and i have a 3yr old that my new wife adopted. How did the business interfere?? It really did not. We had other unresolved issues that were never talked about which is like most people out there today and when you add an opportunity, military duty, or a job that requires you to be on the road or gone for a long time things happen to realtionships if you do not keep them cultivated. People are always wanting to point to something else for their problem and blame that and in reality people need to be honest with eachother and communicate more. My wife and i know are partners in our Primerica business. She works full time in her job which by the way is going thru layoffs and her job is not totally secure like most other people and i do the business now full time. Over the years i have made some money and not tons but i have a big vision just like many past and present leaders who did as well. If you treat people right, have a solid spirtual life with God, your partner ,your family and keep those lines of communication open and grow together then you stay together. Its sad i have some military friends who left for duty and their wives and husbands back at home have left them or have fooled around. When one person takes on something they belive in and the other person is not on borad with them it is very hard. I have recruited very few in the early years because of the things i read on line and also my belief level in myself was low and my life around me had soo many other issues going on but, when i started over and aligned my life in the proper order and focused on my purpose in life then, everything else fell into place. My realtionships are great and getting better, my business is building, i am recruiting respectalbe, honest and motivated people that i care about and they see and know that because i am there for them which in the end helps me but i give them my time and my wife is in it with me because we both have the same vision and passion. So to those who doubt this business take it from me, it's not the business is the belief, trust, loyalty, commitment, and faith in people that counts. I have had jobs that i found out that i was not given because of the color of my skin and have been been interviewed by an owner who told me point blank that my color was a negative thing so, in business no matter where you are if the people are right and doing the right thing for you and others you should trust that and if your relationships are right then your life will move in the direction you want and over time you will reach whatever it is you are wanting to achieve. Remember if the situations and people are bad and dishonest run!!!! don't toss out the baby with the water just fine the better water the baby is worth keeping and very very valuable. I said alot and i hope this helps someone out there to not give on the desires in their heart.
0 my husband has been a rep with primerica for 6 months now and has not made one single penny. He has however, paid $99 to join, $57 for his life ins license which (supposedly) he is going to get refunded when his license comes in, $25 per month for the online help, and probably a good $200 in products he bought off their website: business cards, fliers, dvd's, stuff to help him in his "business". Not to mention the constant driving everywhere to go on appointments...OH and we changed over our very good life insurance to a lesser policy with primerica..mostly because we felt he had to represent the product he was selling. SO now we have less life insurance for the same amount of money.
My husband is a VERY hard worker. You cannot say "well, anyone who doesn't succeed in primerica it's because they don't work at it"...because my husband works this business to no end. He also works a full time job, but every other moment is dedicated to Primerica. He goes to opportunity meetings, goes on interviews, kitchen tables, spends time calling our warm market (who are all avoiding him now), every freaking second is dedicated to this business and it's ruining our family and he hasn't made one freaking CENT. He's dumfounded because people that seeming are not as hard workers as him are making tons of money. SUPPOSEDLY. I don't see anyone do anything, but that's just me.
Honestly, I don't think Primerica is a bad company. It's not a scam. They do tell you up front that you have to work at it. And you do...but it's VERY HARD. In this office they tell you that you should be going on 15-30 appointments to get ONE recruit. And then you just HOPE that that one recruit actually DOES something. In 6 months my husband has recruited two people. Both have paid the money but not been heard from since (thus making him no money in commissions). The only person he's got to buy a product is his mom. It's just a VERY DIFFICULT business to be in because no one wants to be approached about this stuff. IF people want loans and life insurance they will call you. They don't want people calling THEM trying to help. JMHO.
It's discouraging to my husband because he's never worked so hard at anything and not succeeded. And so he just works harder at it, and gets mad at everyone around him. Mad at me for not going to the Primerica meetings with him, mad at our family for not letting him come over and show them the business, mad at people who don't show up at his meetings, or don't answer their door for kitchen table meetings after he just drove 45 mins to their home after working a full freaking day at his real job.
It's not a bad company but it can suck the life out of you if you're not careful
My husband is a VERY hard worker. You cannot say "well, anyone who doesn't succeed in primerica it's because they don't work at it"...because my husband works this business to no end. He also works a full time job, but every other moment is dedicated to Primerica. He goes to opportunity meetings, goes on interviews, kitchen tables, spends time calling our warm market (who are all avoiding him now), every freaking second is dedicated to this business and it's ruining our family and he hasn't made one freaking CENT. He's dumfounded because people that seeming are not as hard workers as him are making tons of money. SUPPOSEDLY. I don't see anyone do anything, but that's just me.
Honestly, I don't think Primerica is a bad company. It's not a scam. They do tell you up front that you have to work at it. And you do...but it's VERY HARD. In this office they tell you that you should be going on 15-30 appointments to get ONE recruit. And then you just HOPE that that one recruit actually DOES something. In 6 months my husband has recruited two people. Both have paid the money but not been heard from since (thus making him no money in commissions). The only person he's got to buy a product is his mom. It's just a VERY DIFFICULT business to be in because no one wants to be approached about this stuff. IF people want loans and life insurance they will call you. They don't want people calling THEM trying to help. JMHO.
It's discouraging to my husband because he's never worked so hard at anything and not succeeded. And so he just works harder at it, and gets mad at everyone around him. Mad at me for not going to the Primerica meetings with him, mad at our family for not letting him come over and show them the business, mad at people who don't show up at his meetings, or don't answer their door for kitchen table meetings after he just drove 45 mins to their home after working a full freaking day at his real job.
It's not a bad company but it can suck the life out of you if you're not careful
I am a former Primerica Agent of 3 years. By 3 years, I don't mean Part Time. I mean worked my ASS off, FULL-TIME, opened my own office, Ate, Breathed, Slept Primerica for 3 YEARS. I am not sure how helpful writing a post will be, because if you are an objective reader, you've already decided Primerica isn't for you; and if you're in the business, you've already been prepped by your upline to "overcome my objections."
Here's what I know: I am a MUCH, MUCH, MUCH happier and more balanced person now that Primerica is not a part of my life (or should I say doesn't consume my life). I once again have real relationships with my family and friends, because not every conversation I have has a hidden agenda. I get to listen to music I love in the car, rather than tapes and cds for self-improvement--the same thing applies for books. I am pursuing the things that I am passionate about and enjoy RIGHT NOW, rather than waiting until I make it, so I can "Take the Rest of my Life Off." I am cultivating relationships with people I love right now, because the truth is in 5-15 years they might not be alive (or they may have grown up and don't want to hang out with me anymore).
I am rebuilding my financial life as well. My wife and I are in the process of finishing up filing for bankruptcy because of the ridiculous sacrifices we made. We made them because we were taught that "business owners make sacrifices." "If you want to win big, you have to sacrifice big." Were we coachable? To a fault. $30,000 in credit card debt coachable. $30,000 in credit card debt doesn't happen overnight, but when you are full time in a business where you average about $1600 a month in actual cash flow, and put out about $800 a month in business expenses, how do you put food on your table with anything but plastic, not to mention go to a RETREAT or a SEMINAR half-way across the country? You might ask, what kind of idiot would keep this up for 3 years? He must be missing part of his brain. Probably the part that is meant to sense danger or feel pain. I ask you, what kind of "leader" let's their down line continue on like that for three years?
Do people make it in this business?? Sure. I've met quite a few of them. A few thousand people making over $100,000 a year might sound pretty awesome, but really think about what that is. Over 30 years, a few thousand people wear a ring that says they GROSS $100,000 a year in Primerica. That's before you take away office expenses. That's before you pay your secretary. That's before you go on a trip. That's working 50,60,70,80 hours a week. Don't forget pretty slim odds of even doing that. The company recruits in the neighborhood of 25,000 people every single month.
Was there anything good that happened to me in the process? Yeah! You can learn from every single thing that happens to you good or bad. I read some really helpful books. I learned some great things about money. I met some great people, who I still definitely consider friends. I learned to value TIME. I learned to ask questions before I jump into things. Leadership. Public speaking. I learned to dream. I have a brother who won STATE partly because of some of the things I taught him while I was in Primerica about setting goals.
If you have a really shitty job, and you hate your current life, I would definitely encourage you to get active and change the things you don't like. Will Primerica definitely be your place to do that? Probably not. It might be the kick in the pants you need to get off the coach and go for something, but it is not the only way to improve yourself (although you will be taught it is the only way to win in life if you stick around for too long).
Good luck in discerning what to do. Will I hate you if you take the bait hook, line and sinker? No way. I drank the Primerica Cool-aide for 3 years straight, and lived to tell the tale.
Here's what I know: I am a MUCH, MUCH, MUCH happier and more balanced person now that Primerica is not a part of my life (or should I say doesn't consume my life). I once again have real relationships with my family and friends, because not every conversation I have has a hidden agenda. I get to listen to music I love in the car, rather than tapes and cds for self-improvement--the same thing applies for books. I am pursuing the things that I am passionate about and enjoy RIGHT NOW, rather than waiting until I make it, so I can "Take the Rest of my Life Off." I am cultivating relationships with people I love right now, because the truth is in 5-15 years they might not be alive (or they may have grown up and don't want to hang out with me anymore).
I am rebuilding my financial life as well. My wife and I are in the process of finishing up filing for bankruptcy because of the ridiculous sacrifices we made. We made them because we were taught that "business owners make sacrifices." "If you want to win big, you have to sacrifice big." Were we coachable? To a fault. $30,000 in credit card debt coachable. $30,000 in credit card debt doesn't happen overnight, but when you are full time in a business where you average about $1600 a month in actual cash flow, and put out about $800 a month in business expenses, how do you put food on your table with anything but plastic, not to mention go to a RETREAT or a SEMINAR half-way across the country? You might ask, what kind of idiot would keep this up for 3 years? He must be missing part of his brain. Probably the part that is meant to sense danger or feel pain. I ask you, what kind of "leader" let's their down line continue on like that for three years?
Do people make it in this business?? Sure. I've met quite a few of them. A few thousand people making over $100,000 a year might sound pretty awesome, but really think about what that is. Over 30 years, a few thousand people wear a ring that says they GROSS $100,000 a year in Primerica. That's before you take away office expenses. That's before you pay your secretary. That's before you go on a trip. That's working 50,60,70,80 hours a week. Don't forget pretty slim odds of even doing that. The company recruits in the neighborhood of 25,000 people every single month.
Was there anything good that happened to me in the process? Yeah! You can learn from every single thing that happens to you good or bad. I read some really helpful books. I learned some great things about money. I met some great people, who I still definitely consider friends. I learned to value TIME. I learned to ask questions before I jump into things. Leadership. Public speaking. I learned to dream. I have a brother who won STATE partly because of some of the things I taught him while I was in Primerica about setting goals.
If you have a really shitty job, and you hate your current life, I would definitely encourage you to get active and change the things you don't like. Will Primerica definitely be your place to do that? Probably not. It might be the kick in the pants you need to get off the coach and go for something, but it is not the only way to improve yourself (although you will be taught it is the only way to win in life if you stick around for too long).
Good luck in discerning what to do. Will I hate you if you take the bait hook, line and sinker? No way. I drank the Primerica Cool-aide for 3 years straight, and lived to tell the tale.
0 Lady i can surely understand that you are upset about an affair that happened between your now ex-husband and a primerica agent; but let me assure you that although morally she is wrong, your husband is to blame. He made the decision to have that affair. You did the right thing by getting out of the marriage. You are better off without him anyway. As for her, well God sees everything... she will pay. Forgive them both and move on with your life, they have.
0 My opinion on PRIMERICA is that you should really consider this as a business opportunity. you will in no way shap or form be deceiving families. what you going to be doing is saving families and belive me they will be glad you helped them.
these are the three MOST important things you must have in life..
1.GREAT doctor
2.Great lawyer
3.GREAT financial advisor
and who doesnt need a financial advisor??? thats right everyone..
these are the three MOST important things you must have in life..
1.GREAT doctor
2.Great lawyer
3.GREAT financial advisor
and who doesnt need a financial advisor??? thats right everyone..
0 wow i understand why your mad but it really has nothing to do with the actual company, not to mention that the one thing that primerica is about is bettering yourself as a person to become successful soobviously this so called agent mus not have gotten that far or maybe she missed all thr trainings and meetings that we have several times a week. Whatever the case may be she whoever she is is not primerica material and im sure that if the company knew what she did she would be fired immediately no questions asked. i guess that what im tryin to say is that Primerica is an awsome company with awesome opportunities for the clients and the agents all you have to do is think outside the box and your set for life no matter what.
0 Ok, i understand that you got your relationship with your husband messed up from primerica. but i am 18 years old and i am trying to become an agent. please let me know if priamerica messed you over in any way. because i refuse to be a part of a company if we are breaking famlies apart or causing them more financial problems.
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If anyone wants to make $500-$1000 per month join this company and give it 20 hours per week. Don't stop working your day job. Just use this company for some extra cash. Read the other post, one guy is over $ 30,000.00 in credit card debt. How could that happen. You see since it's yours to work as you see fit, you can get in over your head in debt. No one is going to stop you from working 100 hours a week or going 30k in debt. Thats my I only pay my $25 a month and give 20hours per week. This company has been around for a long time. I a had freind in the business about 20 years ago. I had been married just a short time when he cqme over to show me the business. I listened to him, but thought twice and said thanks but no thanks. I had invested 20 years ago, how much money would I have now? I hate to think about it. As for my friend.... Yeah, he retired from this company. I still get up every morning and go to work. He sleeps until 9:00am or until he wakes up. By the way he is now 45 years old and does not have to work another day. Oh, pardon me for not adressing the post. Your husbands a dog the agent is a hoe. Good luck and always do the right thing!