united first financial Complaint

Complaint about united first financial - Money merge account

lesterk's Picture Reviewed by lesterk
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My husband and I spent hours with an agent. He used a lot of big names and raved about the company. He told us that we would begin to see results within 4-5 months, and also there was a 100% money back guarantee if we were dissatisfied with the program.
We have never been prompted to make an extra payment to our primary mortgage.
On a Monday, my husband phoned the agent to inform him that we were unhappy with the program and wanted our money back. His response was that he did not know how to go about doing that and promised to get back to us by the following Thursday. He never called back and we have been calling both his home phone and cell leaving messages. I don't think he has any intention of getting back in touch. HE MADE HIS PROFIT ON THE SALE OF THE SOFTWARE PROGRAM AND THAT'S ALL HE CARES ABOUT.
I found another agent's name on the internet and phoned him. He gave me a completely different interpretation of how the program works. He also gave me the number of the Corporate office. I phoned there this morning and "they will get back to me." I WAS GIVEN THE IMPRESSION THAT I WOULD NOT BE SEEING MY $3500 ANYTIME SOON.
This thing is just a means to sell computer software. I should have listed to my initial instincts. "IF IT SOUNDS TOO GOOD TO BE TRUE, IT IS TOO GOOD TO BE TRUE."


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Comments - Consumers and Companies Connect by Commenting


Suspicious says: (1 week ago)
0  
Sorry to hear you were having a problem with your program. Could you please post an update? What was your agents name or his agent number if you don't want to give his name out? What was happening for you financially that the program did not prompt a transfer within 5 months?

heartworth9 says: (2 weeks ago)
0  
Hello,
I use the MMA and it has worked great for me. Did you get this problem resolved?

RogerioHiga says: (2 months ago)
0  
I would like to help you out with your MMA software, a get you to be free of debt! Please, let me know!

flyboy43 says: (2 months ago)
0  
First, the program is much more complex than what was described. I have used similar principals by moving high interest credit card debt by way of balance transfer to a 0% APR for 12 months, then moving that balance back to another 0% on a different card before the rate changed. By using your HELOC in combination with Credit cards, and by shifting money into and out of accounts where you will have no interest or less interest is it very possible to pay down not only your first mortgage but any other debt as well at a seriously accelerated rate without affecting the current amount of money you have to spend. Provided you are at least making more than you spend.

Consider this 5 Credit cards, with balances of 5000, 5000, 5000, 1000, and 1000. By paying off two 1000 dollar cards you now have "extra maney available" The key is to apply ALL of that to one of the 5000 cards while paying the minimum balance on the first two. Naturally paying down the one with the highest interest rate first. Once the first 5000 card is payed off pay ALL the maony you were paying from the one 5000 and the two 1000 cards to one of the other 5000 cards. This requires dicipline, and you are killing yourself if you run up debt on the cards you just paid off. United first uses complex methods such as this to do their magic and the software is a click and drag way of seeing how your money is moving. People who cannot do this are MORONS and and have no dicipline and would go broke if you paid all their debts and gave them a million dollars free and clear. They would be back in the same boat.


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